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Credit Card Downgrade Strategies with Andrew from pnm.now | Ep 307
Geobreeze Travel · 8 сентября 2026 г. · 39 мин
Register for our free masterclass on the tools you need to level up your points game https://webinar.geobreezetravel.com/?utm_source=youtube Timestamps: 00:00 Canceling Is Okay 00:13 Meet Andrew Kunesh 01:57 Why He Ditched Amex 03:26 What He Kept Instead 04:20 Audit Your Benefits 06:12 How Many Cards Needed 08:20 Hotel Status Reality Check 11:19 Airline Status Isn’t Worth It 13:37 Churning Limits And Burnout 15:47 Affording The Trip 18:06 Are Premium Cards For All 19:31 Downgrade Versus Cancel 21:58 Avoid Bank Shutdowns 27:17 Stop Hoarding Points 30:50 Minimalist Card Picks 36:03 Final Minimalism Takeaways 38:39 Where To Find Andrew 39:17 Closing Thoughts You can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards You can find Andrew and pnm.now at: ➤ pnm.now website: https://www.pnm.now/ ➤ Andrew Instagram: https://www.instagram.com/akunesh/ ➤ Andrew on X: https://x.com/andrewkunesh Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.