What Happens When You Ignore an IRS Notice, Plus the iPhone Siri Settlement

Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur What happens when a small IRS notice sits unopened in your junk drawer? In this episode of Becoming Financially Confident , Ralph Estep Jr. breaks down how an IRS notice can escalate from a CP14 to a final notice, plus what you should do as soon as a letter arrives. Ralph and Juliet also cover why retirees still need emergency savings, a proposed homebuyer savings match, the iPhone Siri settlement, using AI for money questions, and two financial conversations worth having early in a relationship. In This Episode Retiree emergency funds: Why retirees still need a financial cushion and why surprise costs average about $6,000 per household. Home Ownership Promise Act: A proposed Senate bill that would match first-time homebuyer savings five to one, up to $50,000. iPhone Siri settlement: Who can file a claim by December 21 and how to find your iPhone serial number. Ignoring an IRS notice: What a CP14 means, how notices can escalate to a final notice, and what to do the day an IRS letter arrives. AI and your money: Meta’s new Muse agent, what personal information you shouldn’t upload, and why AI-generated financial answers need a second look. Dating and money: Two questions that can reveal how someone thinks about needs, wants, and saving. Have a money question for Ralph? https://www.becomingfinanciallyconfident.com/voicemail Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern: https://www.becomingfinanciallyconfident.com/live LINKS MENTIONED Win Ralph’s Money https://www.becomingfinanciallyconfident.com/giveaway Quicken Simplifi https://www.becomingfinanciallyconfident.com/quicken Stamps.com https://www.becomingfinanciallyconfident.com/stamps EZWill & Trust https://www.becomingfinanciallyconfident.com/ezwill IRS Tax Withholding Estimator https://www.irs.gov/w4app iPhone Siri Settlement Claim https://smartphoneaisettlement.com FOLLOW BECOMING FINANCIALLY CONFIDENT LinkedIn https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram https://www.instagram.com/becomingfinanciallyconfident Skool Community <a href="https://www.skool.com/becoming-financially-confi