Выпуск

Good Debt vs. Bad Debt: Three Questions to Sort Every Debt You Carry
Becoming Financially Confident · 7 октября 2026 г. · 1 ч 1 мин
If you've ever wondered whether the debt you carry is helping you or holding you back, this episode gives you three questions to find out. In This Episode ✓ Ralph's 2.5 hour call with a chain of customer service bots pretending to be human ✓ The new IRS app, what it does, and why to download it only from official sources ✓ Four checks for vetting a tax preparer after a former IRS employee's indictment ✓ Side gig or career growth: the after-tax math on $10,000 of side income ✓ Good debt vs. bad debt: the interest rate, what it bought, and whether the payment fits your month Resources Watch live: https://www.becomingfinanciallyconfident.com/live Win Ralph's Money giveaway: https://www.becomingfinanciallyconfident.com/giveaway Book a call with Ralph: https://www.ralphestepjr.com/schedule IRS (download the app, verify a preparer's PTIN): https://www.irs.gov Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Have a money question? Send it here: becomingfinanciallyconfident.com/voicemail Companies Mentioned Costco Sam's Club BJ's Wholesale Club Target Apple Google Play TurboTax Quicken QuickBooks Online McKinsey Reddit TikTok We Buy Ugly Houses