Debt Collectors Are Suing More and Winning: Why You Should Never Ignore a Summons

In today’s episode, Ralph Estep Jr. and Juliet focus on why debt collectors are suing more people and winning, and what to do the moment a summons arrives. In This Episode ✓ Debt collectors are suing more, and 3 in 4 cases end in a default judgment ✓ A $600 deposit from a former employer: whose money is it? ✓ Every $100 in minimum payments cuts thousands off what a lender will approve ✓ Side hustle pitfalls: separate accounts, a tax jar, real pricing, boundaries, and paperwork ✓ Roth vs. traditional IRA: pay tax now or pay it later ✓ Money move: check your beneficiaries If you’ve ever ignored an official-looking envelope, this episode gives you plenty to think about. Resources Watch live: https://www.becomingfinanciallyconfident.com/live Win Ralph’s Money: https://www.becomingfinanciallyconfident.com/giveaway Book a call: https://www.ralphestepjr.com/schedule Quicken Simplifi: https://www.becomingfinanciallyconfident.com/quicken LawDepot: https://www.becomingfinanciallyconfident.com/lawdepot Year-End Tax Review: https://www.becomingfinanciallyconfident.com/yearend Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Have a money question? Send it here: becomingfinanciallyconfident.com/voicemail Companies Mentioned Encore Portfolio Recovery Associates Chase MarketWatch Quicken Simplifi LawDepot KingSumo Tupperware Avon Google Meet Zillow Facebook TikTok