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Kidulting and Blind Boxes: How to Keep Fun Spending Inside Your Budget
Becoming Financially Confident · 22 октября 2026 г. · 1 ч 1 мин
In today's episode, Ralph Estep Jr. and Juliet react to kidulting and the blind box craze, and share how to keep fun spending inside your budget. In This Episode ✓ Kidulting, blind boxes, Funko Pops, and why a Honda Passport beat a Lexus ✓ Why a budget line for fun beats a guilt trip ✓ Initial jobless claims fall to 194,000 while continuing claims rise 25,000 ✓ What to check if your hours get cut, including partial benefits in some states ✓ Biweekly mortgage payments and the one question to ask your lender ✓ How to pay a 30-year mortgage like a 15 ✓ What skipping one year of $200-a-month saving costs by age 65 ✓ Quarterly taxes on a side gig, and extra W-4 withholding as a simpler path ✓ Money move: find $25 for your emergency fund If you've ever added a blind box to your cart and wondered whether it was worth it, this episode gives you a way to decide before you check out. Resources Watch live weekdays at 11:30 AM Eastern: https://www.becomingfinanciallyconfident.com/live Win Our Christmas Bonus: https://www.becomingfinanciallyconfident.com/giveaway Book a call: https://www.ralphestepjr.com/schedule Year-End Personal Tax Review with Ralph, $199: https://www.becomingfinanciallyconfident.com/yearend Be on the show: https://www.becomingfinanciallyconfident.com/stuck Previous episode, Inherited IRA Rules: What the 10-Year Rule Means for Your Taxes: https://www.becomingfinanciallyconfident.com/inherited-ira-rules-1/ Weekly jobless claims report (U.S. Department of Labor): https://www.dol.gov/ui/data.pdf Estimated taxes (IRS): https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes Tax Withholding Estimator (IRS): https://www.irs.gov/individuals/tax-withholding-estimator Follow Becoming Financially Confident LinkedIn: https://www.linkedin.com/company/becomingfinanciallyconfident Facebook Group: https://www.facebook.com/share/g/1HpWqv8jp9/ Instagram: https://www.instagram.com/becomingfinanciallyconfident Skool Community: https://www.skool.com/becoming-financially-confident-7556 Have a money question? Send it here: becomin