[TX P&C] 17. Auto and Home Policy Cancellation and Nonrenewal

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Texas law distinguishes midterm policy cancellation, natural policy expiration, and nonrenewal. - The 60-day written notice requirement for personal auto and homeowners nonrenewals in Texas. - The 10-day written notice requirement for midterm cancellations due to nonpayment or statutory cause. - Line-specific midterm cancellation grounds, including auto-only driver license suspension rules and initial 60-day homeowners hazard rules. - Electronic notice options under Section 551.008 and the requirement for automatic written explanation of reasons. For independent study materials, practice questions, and video guides, check out https://open-exam-prep.com/practice/tx-property-casualty and https://www.youtube.com/@Open-exam-prep . Sources checked: September 28, 2026 https://tcss.legis.texas.gov/resources/IN/htm/IN.551.htm https://www.tdi.texas.gov/consumer/index.html