The October 2026 Budget For Dentists with Mike Bryan [CPD Available]

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club ——————————————————————— Selling a dental practice is meant to feel like a win, not a tax ambush, and the October 2026 Budget quietly shifts the goalposts for a lot of UK dentists. We unpack what’s changed and what it means for day-to-day decisions, long-term investing, and your eventual exit, using a simple structure: the ugly, the bad and the good. If you are a dental associate, a practice owner, or running income through a limited company, you’ll hear the parts that actually move your numbers. First, we tackle the ugly: Business Asset Disposal Relief (BADR) is being cut, which can materially increase the tax on a practice sale after April 2027 unless you plan early. We talk through the practical planning angles, including spouse transfers, ownership thresholds, and the two-year qualifying rules that can catch people out. We also flag HMRC’s intention to speed up tax collection from April 2029 and why some self-employed dentists could feel a serious cash flow squeeze in the transition year if they have not been saving as they go. Then we move into the bad and the good: higher tax on rental income and savings interest, why ISA allowance staying at £20,000 matters more than ever, and how HMRC’s bank-interest data matching increases the risk of accidental errors. We cover Making Tax Digital (MTD) threshold changes and the extended soft-landing period, e-invoicing on the horizon, mileage allowance increases, and why electric car benefit in kind rates remain a meaningful lever for limited company owners. We finish with founders’ relief headlines, plus holding company and substantial shareholding exemption considerations for dentists thinking beyond a single sale. ——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance. Send us Fan Mail